Nevada State Corporate Network

I’ve waited almost a full year (11 1/2 months) to write this review. I wanted to give it a chance to work so I could write an honest review. I think I’ve waited long enough.

If you’re looking to incorporate or looking for a line of credit , I’d suggest you stay away from Nevada State Corporate Network. This is a lesson learned after spending more than $4,000 very hard earned dollars.

What are you supposed to get for that much money? If you’ve heard the commercials on the radio, then you know you’re supposed to get an Incorporation and up to $50,000 in credit within 6 months… even if you have bad credit!

My wife and I called the BBB and checked up on them. I read reviews posted by people online and even prayed about it. I wanted to make sure I was doing the right thing. After all that, I felt comfortable. Our original salesman told us if we didn’t get the $50,000 in 6 months, then we would get a refund. My wife and I agreed it was a good thing and decided to move forward.

Since I made a few financial mistakes with my personal credit, but I have a company, I thought this would be the perfect solution for me. I was only 5 months away from doing the biggest job I’d ever done for the biggest retailer in the world! I figured I could buy the equipment I needed and save a boat load of money in the process. This was not to be the case.

So how does the Nevada State Corporate Network system work? I can only tell you what I did, but I’ll do my best.

First of all, the salesman we original had was no longer involved in our case. I was “given” to a lady named Val Clark. She was and is still very nice. I think her answers to our questions were less than satisfactory, but other than that, she was very nice to deal with. Very encouraging too.

One of the first things we had to do was a dedicated phone number to our new company “Polished Concrete, Inc.” She suggested we get a MagicJack number and we did. We also set up a bank account and a web site and a few other minor things.

Val would send us an email and let us know what we needed to do. She had us register our new company with several search engines. Each week it was a new level. According to Val, we were always ahead of the schedule. I think she had some way of knowing if we’d registered here or there as she was always checking on her computer to make sure it was done. When the assigned task was done, we could move on to the next level.

Once the company was fully “created” and in business, she started us on a weekly program that required us to buy something from specific companies. The purchase had to be at least $60. We were required to make at least one purchase each week. We had to register with all the companies she sent us, but we only had to buy from one. I sent her an email at the end of the week to let her know what I bought and from whom I bought it from.

After 8 weeks of this, she informed me that we were ready to go before the lenders. She offered me, for an additional fee, a program that professionally gets our company in front of lenders. Not having the extra money, I declined. I told her we would just rely on the programs existing professionalism to get us in front of lenders. I think she indicated that for the extra fee, it would get our company in front of lenders a little quicker.

My wife noticed that with each credit application we were filling out, we had to supply our personal social security numbers. We also noticed that we were getting turned down for lots of credit cards, business cards and more. Val said it was simply that we hadn’t been in business long enough and to keep trying. I was applying for the business credit cards, etc. that she was sending me to. My wife and I both got concerned about using our social security numbers. It was hurting our already poor credit scores.

I told Val they were asking for personal information and not information about our company. She said they had to do it because of the “Patriot Act” and had to make sure of who we were.

We officially incorporated Polished Concrete, Inc. on September 9, 2009. Week 1 of their program officially started on October 9, 2009. After doing everything we were told to do, we have yet to get credit for the $50,000 we were promised. They can explain it any which way they want, but we did everything and anything we were required to do.

Val has sent us a couple of emails here and there letting us know that she hasn’t forgot about us. She’ll send us a place to go or call to get credit, but when I call or fill out an application, they always ask for our personal information. When I supply personal information, we get turned down for loans and credit cards.

In my opinion, the Nevada State Corporate Network is officially not worth my time. You may have different results, but I would highly suggest using caution. They say that you can get up to $50,000 in business credit in 6 months or less, but using your personal credit is a must. If you have bad credit, this program will probably not do anything for you.